What Does the ICICI Lombard Motor insurance policy cover?

The icici lombard motor insurance policy is comprehensive vehicle insurance. as governed by the indian motor trafiff.it covers you for.
Loss or Damage to your vehicle:
Provides cover for any loss or damage to your vehicle or the accessories due to.

Natural calamities: fire, explosion self ignition or lighting earthquake, flood,typhoon, hurricane, strom tempest,inundation , cyclone, hailstrom,frost landslide rockslide.
Man made Calamities: Burglary,theft,riot,strike,malicious act, accident by external means, terrorist activity and damage in transit by road, rail inland waterway , lift, elevator or air etc.

Personal Accident Cover:

the motor insurance provides compulsory personal accident cover for individual owners of the vehicle while driving. you can also opt for a personal accident cover for passengers.

The party Legal Liability
Covers for leagal liability due to accidental damage fro
any permanet injury death of a person.
any damage caused to the property.

Additional Covers
Electrical/non electrical accessories can be coverd e.g for lights music system, seat coverss. etc

you can also cover your bi fuel system such as CNG.