The icici lombard motor insurance policy is comprehensive vehicle insurance. as governed by the indian motor trafiff.it covers you for.
Loss or Damage to your vehicle:
Provides cover for any loss or damage to your vehicle or the accessories due to.

Natural calamities: fire, explosion self ignition or lighting earthquake, flood,typhoon, hurricane, strom tempest,inundation , cyclone, hailstrom,frost landslide rockslide.
Man made Calamities: Burglary,theft,riot,strike,malicious act, accident by external means, terrorist activity and damage in transit by road, rail inland waterway , lift, elevator or air etc.

Personal Accident Cover:

the motor insurance provides compulsory personal accident cover for individual owners of the vehicle while driving. you can also opt for a personal accident cover for passengers.

The party Legal Liability
Covers for leagal liability due to accidental damage fro
any permanet injury death of a person.
any damage caused to the property.

Additional Covers
Electrical/non electrical accessories can be coverd e.g for lights music system, seat coverss. etc

you can also cover your bi fuel system such as CNG.